Many of you contribute money to your church, synagogue, and favorite charities. The question here is: Are you maximizing your output? A significant number of the charities in the area are in need of an extra pair of hands- extra good help. Have you thought about giving of your time as well as your money?…

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You’ve heard the stories; your friends have gotten them before. A far too common scam involves an imposter pretending to be a relative in trouble. (“My wallet was stolen” or “I’m in jail.”) These callers do enough homework to mention the name of the relative or other people the senior citizen knows. And by “crying,”…

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